QalbIT collaborates with your product, finance and compliance stakeholders to build fintech software solutions including payment integrations, wallets, lending journeys, investment dashboards and finance operations tools. We emphasise clarity, security best practices and auditability.
Payments · Lending · Investments
Typically responding within 24–48 hours. Share your current tech stack, product stage and timelines.
Fintech overview
Fintech products must balance user experience, security and regulatory expectations. We work with your legal and compliance advisors to align product behaviour, data flows and audit needs with the rules you must respect.
We do not replace legal or compliance advice. Instead, we implement software that aligns with the guidance you receive from qualified specialists.
What we build for fintech
We focus on fintech areas where transactional integrity, audit trails and clear UX are critical.
Payments
Integration with payment gateways, payout providers, webhooks and reconciliation workflows.
Wallets
Digital wallet flows, transfers, limits and balance views with appropriate logging and controls.
Lending
Application capture, scoring integration, approvals and disbursement journeys.
Investments
Investor and advisor portals with positions, performance views and reporting.
Ops
Internal dashboards and tools for reconciliation, exception handling and reporting.
Reporting
Structured reports and exports aligned with your accounting, risk and regulatory needs.
Want to see how these capabilities map to your product? Share a quick overview and we will respond with a practical next step.
Talk through your fintech requirements →How we work with fintech teams
Our process adds structure around discovery, design, implementation and testing so that teams can make confident decisions.
2–4 weeks
We map journeys, risks, constraints and necessary approvals with your stakeholders.
Key outcome: Clear understanding of the financial flows and controls the software must support.
3–5 weeks
We design UX, data models and control points aligned with your risk appetite and compliance guidance.
Key outcome: Prototypes, models and a shared view of how the system should behave.
Varies by scope
We build features, integrate partners and support your testing and review processes.
Key outcome: Working fintech modules ready for staged rollout and further review.
Ongoing
We help monitor behaviour, refine flows and support changes triggered by new rules or strategies.
Key outcome: A living fintech system that can adapt over time.
Want to see how this process applies to your current stage? Share a short brief and we will respond with a tailored next step.
Plan your fintech roadmap →Fintech use cases
We work across consumer and business-facing fintech initiatives where digital is central.
For SaaS products, platforms, marketplaces.
Adding or improving payment and payout flows in digital products.
For Fintech lenders, NBFCs, product teams.
Software to support lending workflows, partner integrations and operations.
For Fintechs, wealth teams, family offices.
Investor portals, advisor tools and reporting for investment offerings.
For Finance and operations leaders.
Internal tools that reduce manual work in finance operations.
Not sure if your idea or system belongs here? Send us a short description and we will tell you honestly whether we are the right team for it.
Check if your fintech idea is feasible →Tech stack
We use technologies that support robust transactional behaviour, observability and future evolution.
Interfaces for customers, partners and internal teams.
Core logic and integrations with financial services.
Protecting data and understanding system behaviour.
Data models and reports that make financial sense.
Final choices depend on your region, compliance needs, hosting expectations and internal capabilities.
These are some of the questions we usually answer on early calls for projects.
Have a question that is not listed here?
Share your roadmap or idea and we’ll help you pick the right engagement model, tech stack and starting point.
Contact our expertsWe do not provide legal, regulatory or compliance advice. Instead, we work with your compliance and legal advisors to implement software that reflects the guidance and rules they define.
We work on payment integrations, wallets, lending workflows, investment dashboards, internal finance tools and other products where financial transactions and data flows are central to the software.
We apply established security practices, keep dependencies updated and design systems with clear separation of concerns and access controls. We also support your internal and external teams in carrying out their own security reviews.
Yes. Many projects involve more than one payment gateway, payout service or financial data provider. We can design the integration and switching logic so that you are not locked into a single provider.
We design data models and logging so that key events and state changes can be traced. This usually includes audit trails for sensitive actions and the ability to reconstruct balances and flows over time.
We usually work with a product owner on your side plus stakeholders from finance, operations and compliance. Together we define flows and requirements, then iterate through design, build, testing and rollout.
Planning a fintech or payments initiative?
Share your objectives, constraints and current state. We will propose a structured approach to designing and delivering your fintech software.
We usually respond within 24–48 hours with clarifications and suggested next steps.